Tema: PPCC-Pisitófilos Creditófagos-Invierno 2022

[Derby]

https://www.vozpopuli.com/economia_y_finanzas/gran-problema-pensiones-media-edad-45-anos.html

El gran problema de las pensiones: la media de edad de los españoles supera ya los 45 años

España está entre los países que más rápido están envejeciendo. Esta es una de las principales amenazas que se le presentan al sistema público de pensiones y que el Gobierno busca hacer sostenible

La media de edad en España alcanza ya los 45 años, un nivel nunca visto en nuestro país y que supera la media de la Unión Europea. Es, de hecho, el Estado miembro que más rápido está envejeciendo, sólo por detrás de Portugal. En los últimos diez años (2012-2022), la media de edad ha pasado de los 40,8 a los 45,1 años, superando esa barrera por primera vez en la historia. Es decir, que ha crecido en 4,3 años. En el último año ha crecido en 0,4 años.

La población de la Unión Europea también sigue envejeciendo, pero a un ritmo sustancialmente inferior. En 2022 su edad media se ha situado en los 44,4 años, 0,3 años más que en 2021 y apenas 2,5 años más que en 2012, cuando la edad media de los europeos estaba en los 41,9 años. Es decir, que en los últimos diez años la UE en su conjunto ha envejecido casi la mitad que España.

Hasta 2016 la población española era más joven que la media de la Unión, pero desde 2010 la edad media de España crecía a una velocidad sustancialmente superior a la media europea y en 2017 las cifras se igualaron. Desde entonces, España ha seguido envejeciendo a un mayor ritmo y la brecha 'negativa' para España ha alcanzado su máximo en 2022, con una edad 0,7 años más alta que en la UE.(...)

https://www.vozpopuli.com/economia_y_finanzas/nuevos-jubilados-pension-media-similar-salario-medio.html

Los nuevos jubilados cobran ya una pensión similar al salario medio en España

Tras subir un 8,26% en enero respecto al mismo mes del año anterior, la pensión media de los nuevos jubilados alcanza los 1.765 euros, frente a los 1.789 euros en los que se sitúa el salario medio en España

[Cadavre Exquis]

https://elpais.com/extra/energia/2023-02-26/casas-con-una-segunda-y-mas-eficiente-juventud.htm

Saludos.

[Cadavre Exquis]

https://elpais.com/economia/2023-02-26/el-trabajo-en-busca-de-si-mismo.html

https://elpais.com/economia/2023-02-26/como-trabajamos-radiografia-del-empleo-en-espana.html

https://elpais.com/economia/2023-02-26/el-camino-a-la-semana-laboral-de-cuatro-dias-explicado-por-empresas-espanolas-que-lo-han-recorrido.html

Saludos.

[Cadavre Exquis]

https://elpais.com/economia/negocios/2023-02-25/la-carne-falsa-se-desinfla-burbuja-no-tan-rapido-las-proteinas-vegetales-son-la-antesala-de-la-mayor-revolucion-alimentaria.html

Saludos.

[gregorsamesa]

https://www.vozpopuli.com/economia_y_finanzas/nuevos-jubilados-pension-media-similar-salario-medio.html

Los nuevos jubilados cobran ya una pensión similar al salario medio en España

Tras subir un 8,26% en enero respecto al mismo mes del año anterior, la pensión media de los nuevos jubilados alcanza los 1.765 euros, frente a los 1.789 euros en los que se sitúa el salario medio en España

Ahí es donde entra en todo su esplendor el conocido como M.E.I. (mecanismo de equidad intergeneracional o más bien mecanismo de extorsión intergeneracional).
El R-78 nunca deja de sorprendernos.

PS. entre la dicotomía pisitos O pensiones, opto por la primera sin dudar, pero no van a quedar más huevos que pisitos Y pensiones, porque el mierdismo ya ha pasado el punto de no retorno y porque las autonomías y resto de chiringuitos NO van a desaparecer hasta que el huesped muera de inanición.

[Cadavre Exquis]

Ahí es donde entra en todo su esplendor el conocido como M.E.I. (mecanismo de equidad intergeneracional o más bien mecanismo de extorsión intergeneracional).
El R-78 nunca deja de sorprendernos.

Curiosamente, esta madrugada el forero Rescatador ha reflotado este hilo que data de agosto de 2016 en burbuja.info:

https://www.burbuja.info/inmobiliaria/threads/entrevista-al-hijo-de-boyer-ajustando-cuentas-con-su-padre-y-su-generacion.805138/

https://www.elmundo.es/loc/2016/08/06/57a4a468468aebe95d8b460c.html

(Ya se pueden imaginar el vértigo que da ojear la prensa de hace tan solo siete años)

Saludos.

[sudden and sharp]

Esto... vamos a divertirnos...




O pensiones o subvenciones.   

[Benzino Napaloni]

Esto... vamos a divertirnos...




O pensiones o subvenciones.   

O pisitos o camareros para que vengan los turistas.

Al final es lo mismo. Ya no hay guita para todo, y las patadas hacia adelante que se vienen haciendo desde hace cuarenta años se acaban. El show empezará cuando los lobos no tengan suficientes corderos para todos, ahí empezarán a atacarse entre ellos.

Recuerden cómo se destaparon la Gürtel y los EREs andaluces. O incluso el Ponzi de Madoff. Las grandes corruptelas suelen destaparse cuando alguien deja de recibir su parte del pastel.

[mpt]

pib naranja pib cristal; todo inflado y todo mentira, de las putas a los ovnis, de las corrupciones a las dádivas y milagros, pero podian aclarar cuando dicen naranja o cristal

Error 404 (Not Found)!!1	Small | Large

https://www.bankinter.com/blog/economia/prevision-pib-estados-unidos

[Derby]

https://finance.yahoo.com/news/home-remodeling-is-slowing-down-but-historic-boom-is-coming-131628073.html

Home remodeling is slowing down, but ‘historic boom' is coming

Americans looking to remodel their home are pulling back, but better days are ahead for the industry.

"Remodeling is slowing, but there's a historic boom coming," Eric Finnigan, VP of research & demographics at John Burns Real Estate Consulting, told Yahoo Finance in an interview.

According to Finnigan, there are three factors likely to help this sector in the coming years.

First, there's an expectation that the residential remodeling market will have 24 million homes in need of repairs or upgrades to roofs, floors, heating and cooling system, kitchens, bathrooms, and more.

“[These homes are] basically going to go through a complete sort of facelift,” Finnigan said. A home will enters its "prime modeling years" when it reaches about 20-40 years old.

“We're seeing a big wave of homes entering that cohort, [those] sort of prime remodeling years,” Finnigan said.

Second, three-quarters of mortgage borrowers are locked in with mortgage rates at 4% or lower, and will likely stay put for as long as possible. But those homes will also need an upgrade, Finnigan said.

And finally, homeowner equity is at record levels, providing homeowners the means to pay for renovations projects now or in the future.

Home improvement slowdown

Though expectations for remodeling in the future may be high, current dynamics in the market have seen these projects put aside in recent months.

On Tuesday, Home Depot (HD) warned in its latest earnings report the company expects demand for home improvement to "moderate."

"In the third quarter, we noted some deceleration in certain products and categories, which was more pronounced in the fourth quarter," Home Depot CEO Ted Decker told analysts on the company's earnings conference call on Tuesday.

Comparable sales in the U.S. fell 0.3% for Home Depot in Q4, missing expectations for a 0.3% gain, according to estimates from Bloomberg.

Home renovations, particularly DIY projects, boomed during the pandemic as many Americans were stuck at home trying to tackle eyesores in their homes. But demand for those DIY projects have been plagued by elevated inflation and a shift in consumer habits.

"The amount of time people are spending in their home is a direct relationship to how much they're willing to spend on the home," Finnigan said.

Data from John Burns Real Estate Consulting showed Google searches for discretionary home improvement projects are moving back to 2019 to 2020 levels.

The number of consumers "wanting" to do a kitchen or bathroom remodeling has tanked since peaking in 2021, while projects like replacing siding or a roof are seeing steadier search interest.


Home Improvement Google Search Interest: "Want" projects vs. "Need" projects. (Source: John Burns Real Estate Consulting)

High inflation has also taken a toll on DIY spending.

Customers have become more price sensitive as essentials like food and rent have become more costly. Home Depot said the company is seeing "more sensitivity" as consumers tighten their spending.

For professionals working in remodeling, customers are trading down in product quality to stay on budget with 60% of respondents to a recent survey from John Burns Real Estate Consulting reporting this behavior.



Still, Finnigan expects demand for projects to remain robust in the years ahead as housing turnover slows amid higher rates and an aging housing stock.

"There's fewer listings out there, fewer listings of homes, fewer homes sold, but [the] underlying demand for remodeling is higher than it's been probably for a decade," Finnigan said.

"And it's going to be higher for longer."

[Derby]

https://twitter.com/NickTimiraos/status/1629145563844182016

@NickTimiraos Fed officials have focused attention on inflation in services that exclude housing, given the potential for it to be stickier (and because housing inflation is set to slow)

January core PCE services inflation ex-housing:

3-month annualized rate: 5.2%
12-month change: 4.5%

[Derby]

https://www.bbc.com/news/business-64776969

Fruit and vegetable shortages 'to last four weeks', says George Eustice

Shortages of some fruit and vegetables will last for three to four weeks, a former environment secretary has said.

George Eustice also insisted there was "nothing much" the government could have done to prevent empty shelves in supermarkets.

The government and industry have blamed bad weather in Spain and North Africa for the squeeze.

But chef and restaurateur Thomasina Miers warned the food system was "completely broken".

Major UK supermarkets have been placing limits on fruit and vegetable sales after shortages, and consumers have faced empty shelves in some shops.

There are shortages of tomatoes, peppers, cucumbers, salad bags, broccoli and cauliflowers.

Producers have warned that shortages could last until May, with the situation being made worse by UK growers delaying planting crops because of high energy costs.

But speaking on the BBC's Sunday with Laura Kuenssberg show, Mr Eustice said he expected the problems to last around "three-to-four-weeks".

He blamed a "cocktail of weather events" for the problems, and added that food prices were always closely linked to energy prices, which spiked due to the war in Ukraine.

He also said there was "not much different the government could have done in recent months" and "there's nothing they can do immediately" to avoid the problems affecting supply chains.

Mr Eustice said supermarkets have to "work to get it right" to ensure the disruption to supplies of some vegetables are restored.

He did acknowledge that action was needed "longer term".

"We should be committing to onshore production, so glasshouse production of cucumbers and tomatoes, we should be trying to build that here," he said.

But Ms Miers, who runs the Wahaca chain of restaurants, called for an overhaul of the government's approach to food.

Describing the UK's food system as "completely broken", she said: "There's a time bomb we are sitting on".

She warned: "If we think cucumbers and tomatoes are bad, we are looking at way worse in the next decade."

Ms Miers called for more investment in regenerative farming, and using technology to support farmers to move to more sustainable methods of food production.

But Mr Eustice defended the government's record, saying: "We've now got nearly half of farmers in what we call Countryside Stewardship doing exactly the sort of regenerative agriculture that Thomasina talks about."

[Derby]

https://twitter.com/Hhnwg/status/1629830702643412992

@Hhnwg Some have questioned whether residential rents in Germany would increase during a recession. Short answer- yes. Chart shows the official CPI component for rents. $VNA Vonovia

[Benzino Napaloni]

Baleares adelanta la contratación para evitar problemas de personal del año pasado

Algunas hoteleras bloquearán habitaciones para los empleados ante el problema de vivienda

Cadenas hoteleras aseguran que este año están dispuestas a bloquear algunas de las habitaciones de sus alojamientos para instalar a los empleados, pero, en cualquier caso, no será la práctica general entre los establecimientos, aseguran desde la Federación Hotelera. Sí hay coincidencia en que el precio de la vivienda es un lastre para conseguir personal.

Y lo que te rondaré morena.

No estamos ni a marzo, y las hoteleras gordas están "provisionado". ¿Qué le ocurrirá a la Tasca de Pepe?

[Derby]

https://www.ft.com/content/93962633-948a-4bee-8fd0-26e9601d3ff9

UK and EU are on the ‘cusp’ of Brexit deal, says Raab

Britain’s deputy prime minister says two sides are close to agreeing changes to Northern Ireland’s trading regime

The UK is on the “cusp” of a Brexit deal with the EU to overhaul Northern Ireland’s trading arrangements, Britain’s deputy prime minister Dominic Raab said on Sunday.

The two sides are close to resolving the bitter dispute arising since the UK left the EU single market and customs union in 2021 by agreeing changes to the Northern Ireland protocol, which sets out the region’s trading regime and was part of the Brexit agreement finalised by Boris Johnson.

Pro-British parties in Northern Ireland objected to how the protocol treats the region differently to the rest of the UK, while businesses complained about unnecessary bureaucracy.

Rishi Sunak’s proposed Brexit deal is designed not only to restore devolved government in Northern Ireland, but also to improve the UK’s relations with the EU and the US, where Joe Biden’s administration has expressed concerns.

British officials said the UK and the EU had held “positive” talks on Sunday in an attempt to finalise a deal which could be announced as early as Monday.

“Hopefully there will be good news in a matter of days rather than weeks,” Raab told Sky News on Sunday. “We are not there yet, but we are obviously in a position where we are close to, on the cusp of, a deal.”

Sunak told the Sunday Times he was “giving it everything” to try to strike a deal with the EU on the Northern Ireland protocol.

But he could face a showdown with some Eurosceptic Conservative MPs and the Democratic Unionist Party, Northern Ireland’s largest unionist party, over the deal to overhaul the protocol.

The DUP last year forced the collapse of Northern Ireland’s power-sharing government at Stormont in protest at how the protocol creates a de facto border in the Irish Sea because goods being shipped from Great Britain to Northern Ireland must undergo checks. This reflects how Northern Ireland remains part of the EU single market for goods in Johnson’s Brexit deal.

EU officials have hailed the momentum of recent days while stressing that the timing of any deal will depend heavily on Sunak’s domestic political calculations. 

“This is the closest we’ve been to putting the issues with the protocol to bed, which would allow us to move the relationship with the UK into a much more constructive framework,” said one EU diplomat. 

Sunak told the Sunday Times that he did not believe the deal would leave Northern Ireland in the “orbit” of Brussels.

The prime minister added he would try to resolve the concerns of the DUP, which objects to how the European Court of Justice has a role in overseeing implementation of the Northern Ireland protocol.

DUP leader Sir Jeffrey Donaldson has called for changes to the legally binding UK withdrawal agreement with the EU and has urged Sunak to get the right deal, even if that takes longer.

Raab confirmed the proposed Brexit deal was designed to cut checks on goods moving from Great Britain to Northern Ireland, and limit the role of the European Court of Justice.

A “green lane” with minimal checks would be set up at Irish Sea ports for goods going from Great Britain into Northern Ireland. A “red lane” involving substantive checks would be used for goods heading for the Irish Republic.

The deal is expected to reduce the influence of the European Court of Justice in Northern Ireland but keep it as the ultimate arbiter of disputes about EU law.

“If we can scale back some of the regulatory checks that apply and some of the paperwork that applies, that would in itself involve a significant, substantial scaling back of the role of the European Court of Justice,” said Raab.

Mark Francois, leader of the European Research Group of pro-Brexit Tory MPs, said cutting the influence of the European court was not enough. 

He told Sky News the DUP could not accept a Brexit deal where EU law was superior to UK law in Northern Ireland.

“Unless that legal text when we see it expunges EU law from Northern Ireland it’s very unlikely that the DUP will support it . . . less of a role is not enough,” said Francois. “We have to get rid of EU law in Northern Ireland.”