Re:PPCC: Pisitófilos Creditófagos. Otoño 2025

[sudden and sharp]

Los gobiernos, en tanto que elegidos democráticamente, son el alcázar desde el cual la generación Triunfadora dinamita todo lo que pueda suponer un abaratamiento de la vivienda.
Los jugadores controlan el casino, y todo el que entró (al nacer) es expoliado sin compasión.

¿Sería razonable que, democráticamente hablando, nos pusiéramos de acuerdo los demás para abaratar tu negocio, sea lo que sea?



No.
[ Ata cabos. ]

La vivienda no es un negocio.

Discrepo. La vivienda, como el pan, puede ser perfectamente y legitimamente un negocio. Lo que no puede ser es el único negocio. O un negocio de acaparación y especulación no regulado.

Y en cualquier caso, el interés general --al que se debe el Gobierno--; sigue siendo general.

[Fomento Cemento]

Haya calma, el tema de la vivienda se arregla en cuanto tenga 2 legislaturas seguidas la izquierda...

[muyuu]

Haya calma, el tema de la vivienda se arregla en cuanto tenga 2 legislaturas seguidas la izquierda...

[senslev]

Haya calma, el tema de la vivienda se arregla en cuanto tenga 2 legislaturas seguidas la izquierda...

Venga, otro "milagro económico" entonces. A ver si esta vez no acaban en la cárcel o suicidándose. Cuando tenga dos legislaturas seguidas la derecha, seguramente no haya más legislaturas.

[sudden and sharp]

 
Nostás  al día... 

La derecha es el psoe... lo hotro es la ultra-derecha.





No preguntes qué es la izquierda.






--------'
Lo que convenga, en cada momento. 

[sudden and sharp]

Y..., ojo, que yo sí le compro alguna cosa a "esa" hizquierda.





Lo que pasa es que todo no puede ser. "Todo" no vale.

[tomasjos]

El BCE estima que la sobrevaloración de la vivienda en España se eleva ya al máximo en 16 años https://amp.elperiodico.com/es/economia/20251114/bce-estima-sobrevaloracion-vivienda-espana-maximo-16-anos-123722807#amp_tf=De%20%251%24s&aoh=17631367273072&csi=0&referrer=https%3A%2F%2Fwww.google.com

[Derby]

https://www.bloomberg.com/news/articles/2025-11-14/china-property-woes-put-1-billion-of-loans-at-risk-in-just-days

China Property Loans of $1 Billion Risk Default in Latest Scare


Parkview Green in Beijing.Source: South China Morning Post

Banks in Asia are getting caught in the latest flare-ups in China’s real estate crisis, as more than $1 billion in property-backed loans is at risk of default unless extension or refinancing deals can be reached.

Hong Kong developer Parkview Group Ltd. has a $940 million loan due on Friday that it’s aiming to extend by a year, but talks are still ongoing as Taiwanese lender Bank of Panhsin as of Thursday had yet to approve a rollover of its portion of the loan, according to people familiar with the matter.

Separately, a fund led by private equity firm Gaw Capital Partners already missed a payment on a $260 million facility that matured this week, leaving creditors in a position to declare a default within days if they opt to do that.

Banks involved in the loans, including HSBC Holdings Plc, Hang Seng Bank Ltd., and United Overseas Bank Ltd., along with several Taiwanese banks, face a dilemma: Extending deadlines over and over won’t resolve the sector’s problem, but pushing borrowers into default could result in losses on the borrowings. That’s led to difficult discussions among creditors as they struggle to agree on refinancing plans for growing piles of maturing loans backed by real estate assets.

The yearslong property slump in mainland China and Hong Kong has triggered hundreds of billions of dollars in bond defaults. Bank creditors, once considered relatively insulated for holding real estate projects as collateral, are now increasingly feeling the strain.

While many banks don’t want to prolong their exposure to China’s property sector, selling off property in the event of default may not be appealing either. Distressed sales of Chinese commercial real estate assets totaled 114 billion yuan ($16 billion) over 2023 and 2024, and made up a record 22% of total transactions last year, according to a report by Bloomberg Intelligence.

Parkview secured a three-month reprieve on the UOB-led loan in August. The borrowing is backed by the Parkview Green complex in Beijing’s Chaoyang district, a mixed-use development known for its sleek glass architecture and collection of contemporary art.

In earlier talks, banks were concerned about extending Parkview’s loan because Parkview Green wasn’t generating enough cashflow to service its debt obligations. Parkview put the asset up for sale last year, but so far there is no potential buyer, the people said.

HSBC, UOB, Hang Seng Bank and Gaw Capital declined to comment. Parkview didn’t respond to requests for comment. In an emailed response Wednesday, Panhsin said that it is still evaluating the Parkview loan refinancing and hasn’t made a final decision. The bank didn’t respond to further inquiries on Friday.

The Gaw fund loan is backed by a 25-story office building called Ocean Towers, near Shanghai’s famed Nanjing East Road shopping area. A Gaw-led consortium bought Ocean Towers from ARA Asset Management for around 3 billion yuan ($421 million) in 2018, real estate publication Mingtiandi reported at the time. The fund had sought to sell the asset to repay the loan, but also didn’t secure a deal before the borrowing matured, people familiar with the matter said earlier.

Major lenders on the Gaw fund loan include HSBC and Hang Seng Bank.

Both loans are among a clutch of cross-border property-backed facilities completed during China’s real estate boom that are coming due during the sector’s deep downturn. These borrowings are typically backed by onshore assets and structured so offshore lenders have limited recourse if the company can’t repay the loan.

Separately, Gaw is also nearing a deal to refinance a $110 million-equivalent loan backing a life science park project in Shanghai that is set to mature on Nov. 24. The firm is in talks with existing lenders about a potential new three year facility.

[Asdrúbal el Bello]

A ver si nos organizamos.

EL CAPITALISMO HA GANADO.

Lo único que discutimos es si planificamos ciertos sectores (como se hizo con Sanidad, Seguridad Social y Educación en Europa), si seguimos con el modelo empresarial privado, o experimentamos con modelos mixtos.

Lo otro es Cuba, Corea Norte o Venezuela.

VAE VICTIS

[Derby]

https://www.baha.com/Trump-GOP-is-the-Party-of-Affordability/news/details/65191431

Trump: GOP is the Party of Affordability

United States President Donald Trump insisted on Friday that what he described as Thanksgiving costs, particularly of food, gasoline, and energy, have declined by 25% compared to the previous year, when "Crooked" Joe Biden was head of state.

Writing on Truth Social, Trump described the Republicans and his administration as "the Party of Affordability."

"Cost, and INFLATION, were far higher under the Sleepy Joe Biden Administration, than they are now. In fact, costs under the TRUMP ADMINISTRATION are tumbling down, helped greatly by gasoline and ENERGY. Affordability is a lie when used by the Dems. It is a complete CON JOB," he claimed.

[CHOSEN]

¿Sería razonable que, democráticamente hablando, nos pusiéramos de acuerdo los demás para abaratar tu negocio, sea lo que sea?

No.
[ Ata cabos. ]

Te equivocas. Es razonable... desde un punto de vista democrático. Por eso las peleas de gallos son ilegales.
O quizás sea que es la democracia (y no el popularcapitalismo) la que ha muerto, cosa que opino.
De hecho como vemos, las leyes ya no se hacen cumplir (art.281) estando plenamente vigentes.
Ojo, que se pueden cambiar democráticamente (la RDA era una república democrática).

[CHOSEN]

A ver si nos organizamos.

EL CAPITALISMO HA GANADO.

Lo único que discutimos es si planificamos ciertos sectores (como se hizo con Sanidad, Seguridad Social y Educación en Europa), si seguimos con el modelo empresarial privado, o experimentamos con modelos mixtos.

Lo otro es Cuba, Corea Norte o Venezuela.

VAE VICTIS

Te doy las opciones:
- Gran campeon del alquiler... Garantizado. O sino le meto fuego.
Esto ya ha existido y ha fracasado siempre, lógicamente.
- Construccion publico-privada de nueva vivienda. Entregar la llave de la caja del dinero directamente al sector mas corruptor de politicos. La opción favorita del PPSOE, de los cuarteles generales.... y la mas probable.
- Construccion 100% pública. Y albañiles funcionarios, claro que si.
- No hacer nada hasta que desaparezca la generación TRIUNFADORA que hace de TAPÓN. Tambien muy posible.

Estaria bien poner mas alternativas.
Propongo hacer una porra.

[Cadavre Exquis]

https://elpais.com/economia/2025-11-14/el-auge-de-la-compra-de-vivienda-en-solitario-ojala-lo-hubiera-hecho-antes.html

Saludos.

[Cadavre Exquis]

https://cincodias.elpais.com/opinion/2025-11-14/el-debate-pendiente-sobre-la-prorroga-nuclear.html

https://elpais.com/espana/2025-11-13/junts-salva-al-gobierno-con-una-abstencion-que-impide-aprobar-la-iniciativa-del-pp-sobre-la-vida-de-las-centrales-nucleares.html

https://elpais.com/economia/2025-11-14/la-patronal-catalana-senala-a-erc-y-psc-como-responsables-si-hay-un-apagon-en-cataluna-en-2030.html

Saludos.

[Cadavre Exquis]

https://cincodias.elpais.com/companias/2025-11-13/renfe-se-vera-obligada-por-ley-a-indemnizar-a-los-viajeros-por-retrasos-de-mas-de-15-minutos-en-la-alta-velocidad.html

Saludos.