PPCC: Pisitófilos Creditófagos. Invierno 2025

[Cadavre Exquis]

https://www.expansion.com/mercados/fondos/2025/12/31/695448c9e5fdea9d328b4585.html

https://www.pressreader.com/spain/expansion-primera-ed/20251231/textview/page/16

Economía se prepara para crear la cuenta única para invertir

Saludos.

[Cadavre Exquis]

https://www.expansion.com/economia/2025/12/31/6954652ee5fdea81328b4591.html

Saludos.

[Cadavre Exquis]

https://www.expansion.com/economia/2025/12/31/69542a8f468aeb38168b4588.html

https://www.pressreader.com/spain/expansion-primera-ed/20251231/textview/page/21

El 30% de autónomos cierra el año en pérdidas, según ATA

Saludos.

[Cadavre Exquis]

https://www.expansion.com/economia/2025/12/31/69542830e5fdea3d778b458c.html

Saludos.

[Cadavre Exquis]

https://www.expansion.com/economia/2025/12/30/69538883e5fdea040b8b4574.html

Saludos.

[muyuu]

Feliz 2026


https://youtu.be/lARe5NCQfls?si=-XYQ_sgnAn9Ah7Wu

29/12/2025

¿Es la vivienda un derecho o un bien de mercado? ¿Son sostenibles nuestras pensiones? En este cara a cara inédito, reunimos a dos de los economistas más influyentes y con visiones más opuestas de la actualidad: Miguel Anxo Bastos (Escuela Austriaca) y Eduardo Garzón (Teoría Monetaria Moderna).

En este debate se analizan los problemas estructurales de la economía española desde la raíz, desde la libertad de mercado absoluta hasta la intervención estatal necesaria.

Capítulos:
00:00​ Introducción y el problema de la vivienda.
00:38​ Perspectiva de Bastos sobre la vivienda
07:11​ Perspectiva de Garzón sobre la vivienda
10:55​ Soluciones al problema habitacional
14:02​ Especulación y gestión inmobiliaria
18:43​ Turismo y regulación de uso
21:27​ Garzón sobre la sostenibilidad de las pensiones
27:40​ Miguel Anxo Bastos sobre la deuda pública y costo de oportunidad
33:35​ Déficit y Deuda Pública
38:48​ Garzón sobre las reglas fiscales europeas
42:21​ Inflación y creación de dinero
50:35​ Conclusión y cierre

#MiguelAnxoBastos​ #Capitalismo​ #Socialismo​

Redes sociales:
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Miguel Anxo Bastos

Es profesor titular del Departamento de Ciencia Política y Administración de la Universidad de Santiago de Compostela, donde imparte varias asignaturas. Es doctor en Ciencias Económicas y Empresariales, licenciado en Ciencias Económicas por la misma casa de estudios y licenciado en Ciencias Políticas por la UNED.

Miguel Anxo ha escrito varias monografías especializadas, artículos de investigación y recensiones que se han publicado en las principales revistas académicas de su especialidad. También es miembro del claustro de profesores de la Universidad de Verano del Instituto Juan de Mariana y profesor visitante de la Universidad Francisco Marroquín.

Eduardo Garzón Espinosa

Es un economista y profesor universitario español.

Créditos
Debate sobre Vivienda, Pensiones

[Derby]

https://www.ft.com/content/c456bc9f-de0c-4ad3-9bc8-c0f56c28213b

Crackdown on crypto tax evasion comes into force

UK among a first wave of countries to collect digital currency transaction records and share information


The UK is among 48 countries that have pledged to share in formation about crypto trading © Aleksander Kalka/NurPhoto/Reuters

New rules that come into force on Thursday in the UK and more than 40 other countries will make it harder for crypto investors to hide their gains from international tax authorities.

From January 1, major cryptocurrency exchanges will be required to collect full transaction records for UK customers — including how much they paid, how much they sold their assets for and any profits made. Crypto exchanges will also collect and report information to HM Revenue & Customs about the tax residency of users.

The UK is among the first wave of 48 countries implementing the global rules developed by the OECD, known as the Cryptoasset Reporting Framework (Carf).

As part of the rules, from 2027 HMRC will automatically share information received from exchanges with other participating tax authorities, which include all EU countries, as well as the Channel Islands, Brazil, the Cayman Islands and South Africa.

“This is the beginning of the end for crypto investors who thought they could invest and gain from crypto in secrecy from tax and other law enforcement agencies,” said Andrew Park, tax investigations partner at Price Bailey.

“Crypto investors living in signatory jurisdictions like the UK need to be aware that their crypto data is going to be routinely shared with their tax authorities and need to carefully consider whether they are fully tax compliant.”

Overall, 75 countries have committed to implement the Carf rules, with crypto hubs such as the UAE, Hong Kong, Singapore and Switzerland set to implement the rules from 2027 and start exchanging information from 2028. The US is set to implement the rules from 2028 and start exchanging information from 2029.

Seb Maley, chief executive of tax insurance provider Qdos, said the rule change marked “a major shift in how crypto trading is monitored from a tax perspective”.

“HMRC will soon know exactly who is making gains — and how much,” he added.

The tax rules for cryptoassets can be complex but, in general, in the UK, anyone selling or disposing of crypto assets is subject to capital gains tax on profits above their annual allowance of £3,000.

However, in circumstances where HMRC considers buying and selling crypto assets to be “trading”, they can be subject to income tax and national insurance.

Individuals must keep records of their transactions and report and pay any tax due on an annual self-assessment return. As well as selling a cryptocurrency, disposals include exchanging one coin for another, paying for a product or service using cryptocurrency or giving away tokens to another person, unless they are a spouse or civil partner.

“HMRC has been concerned for some time about high levels of non-compliance among crypto investors,” said Dawn Register, a tax dispute resolution partner at BDO, an accountancy firm.

Joining the international exchange would give the tax agency access to a “richer dataset” and allow it “to better target those UK tax residents it suspects of failing to correctly declare their gains”, she said.

The tax authority has taken several steps to crack down on tax evasion and avoidance involving crypto assets in recent years, including issuing guidance about when you need to pay tax when selling cryptoassets.

This has also included the introduction of a voluntary disclosure facility that allows crypto investors to come clean on undeclared gains and unpaid tax made before April 2024.

HMRC trebled the number of letters it sent to individuals suspected of owing tax on their cryptocurrency holdings to 65,000 in the 2024-25 tax year, up from 27,700 the previous year.

Meanwhile, for the first time, this year’s self assessment tax return form has a specific section where taxpayers can declare their crypto gains and losses.

“Those who made crypto gains in the 2024-25 tax year may be required to file a tax return before January 31 2026,” Register added. She recommended anyone wanting to use the disclosure facility take professional advice before doing so.

PS. Ayer se publicó en el DOGC la Ley 11/2025, de 29 de diciembre, de medidas en materia de vivienda y urbanismo que regula en su artículo 5 el alquiler temporal y de habitaciones para Cataluña. https://dogc.gencat.cat/es/document-del-dogc/?documentId=1033405

[tomasjos]

No he visto esto puesto

El euro se prepara para un nuevo rally que activa las alarmas del BCE tras un 2025 histórico https://share.google/NACWe3V2O9tw792tG

En resumen el artículo dice que el euro se pondrá en 1,20 este año y sufrirá luego un rally alcista con una apreciación del 20 o 30 por ciento.

Si calculamos el 20 por ciento de 1,2 es 0, 24, lo que nos da 1, 44, superior al 1, 4 que decía Asustadísimos como apreciación mínima del euro frente al dólar. Si calculamos el 30 por ciento es 0, 36 lo que nos colocaría en 1, 56 que es casi el 1, 60 que dice Asustadísimos.

La prevision de Asustadísimos se ve por tanto apoyada por las previsiones del mercado.

[Derby]

https://www.ft.com/content/f51a2547-32ae-4781-9abb-4e44c7c55ac2

China’s wall of cash could prop up its lagging stocks

Local banks stand to benefit most from the country’s large pool of savings


Chinese investors face a fading belief in property as a reliable store of wealth © AFP via Getty Images

In many parts of Asia, households are finally learning to love risk. In Japan, a combination of policy, demographics and a search for yield have seen a new generation of savers pour into equities, pushing the benchmark Nikkei 225 index to record highs last year. In South Korea, retail investors have become a market-moving force, helping lift the Kospi index by two-thirds during 2025.

China has followed a different path. Last year, households were hoarding cash at unprecedented levels: in September they added nearly Rmb3tn to their deposits, the largest increase in six months, to reach a record Rmb160tn even as the yield on deposits has continued to fall. That risk aversion rose across asset classes, leaving local equities among one of the worst casualties.

With domestic savers reluctant to engage with the stock market, the benchmark CSI 300 Index, which tracks China’s largest blue-chip stocks listed on the Shanghai and Shenzhen exchanges, has lagged regional peers. It trades at a modest 14 times forward earnings as foreign investors have continued to pull money out of Chinese equities over the past two years. Domestic mutual fund inflows have also slowed.



Yet the very caution that was behind undemanding valuations is now starting to support the market. Years of property losses coupled with high youth unemployment have helped create today’s massive cash buffers. As China keeps policy rates at historic lows, with its benchmark lending rates unchanged for the seventh consecutive month in December, that pool of savings is starting to become a key support for the local stock markets.

Local banks would stand to benefit most. Abundant liquidity and strong capital buffers are helping keep profitability up even as loan demand and confidence remain weak. The sector trades below 0.6 times tangible book, a significant discount to global peers, despite dividend yields above 5 per cent, which is around double that of regional peers.

Structural challenges continue to cloud the outlook. China’s property crisis is expected to drag on into next year, according to Fitch Ratings, even as the government steps up stimulus efforts to revive demand. Unlike in previous cycles, today’s households face persistent uncertainty from weakening income growth and a fading belief in property as a reliable store of wealth. Companies also remain cautious about expanding capacity amid policy uncertainty.

But for now, liquidity that sat on the sidelines is starting to make a comeback into local equities. That shift is proving especially crucial for local banks just as policy leans more heavily on them.

[Derby]

https://okdiario.com/economia/vivienda-aprueba-nochevieja-informe-obligatorio-pisos-turisticos-entra-vigor-dos-dias-16008069

Vivienda aprueba en nochevieja un informe obligatorio para pisos turísticos: entra en vigor en dos días

Los anfitriones deberán presentar este mismo febrero un listado de toda su actividad de 2025

El Ministerio de Vivienda ha aprobado por sorpresa a media mañana del día de nochevieja un modelo informativo anual obligatorio para alquileres de corta duración (pisos turísticos, arrendamientos vacacionales, laborales, de estudios o de tratamiento médico). Los anfitriones deberán presentar este mismo febrero un listado anonimizado de todos los alquileres realizados el año anterior.

La norma que entra en vigor este mismo viernes 2 de enero de 2026 ha sido publicada este miércoles en el Boletín Oficial del Estado (BOE) y establece que los propietarios tendrán que enviar cada mes de febrero un listado con toda su actividad del año anterior.

Concretamente deberán indicar los arrendamientos realizados por cada finca registrada (NRUA), indicando finalidad, número de huéspedes y fechas de entrada y salida. De hecho, se presentará un modelo informativo por finca, buque, embarcación o artefacto naval.

El modelo, que incorpora formato XBRL podrá presentarse telemáticamente o en papel y, según el Gobierno, busca aportar transparencia y facilitar el control del impacto de los alquileres turísticos en el mercado residencial.

[sudden and sharp]

Primero fue Irlanda, ahora Países Bajos...


https://www.eleconomista.es/economia/noticias/13710577/12/25/paises-bajos-rompe-su-hucha-de-las-pensiones-en-una-radical-reforma-con-la-que-espana-se-la-juega.html


... e igual que la otra vez, meten a España a colación sin venir a cuenta. Primero era un "aviso", ahora nos la " jugamos".






Todo lo contrario, estamos en la posición ideal, de beholders.... viendo los hexperimentos de las demás. Wait and see de libro.

Enjoy!