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De la web Spain Housing Observatory:CitarInterpretation and observationsBoth trends are similar, however, the price according to the notaries is always below the Idealista price. This discrepancy could be explained by the fact that the Idealista price shows the price proposed by the seller, while the notary price shows the price paid by the buyer.Saludos.P.D.Pueden encontrar aquí el repositorio de GitHub en donde el autor* de la web está manteniendo la hoja de cálculo con la que genera las diferentes páginas y gráficas de la web.Tal y como explica en la sección Methodology de la web:CitarAs a rule of thumb, the data are updated quarterly.* En base a la descripción de su cuenta de Twitter en la que se puede leer: "Tiocfaidh ár lá" (Nuestro día llegará) , debe ser irlandés.P.P.D.También ha creado un subreddit r/spainhousing que, a día de hoy, cuenta con 257 usuarios.
Interpretation and observationsBoth trends are similar, however, the price according to the notaries is always below the Idealista price. This discrepancy could be explained by the fact that the Idealista price shows the price proposed by the seller, while the notary price shows the price paid by the buyer.
As a rule of thumb, the data are updated quarterly.
No es que importe mucho, pero estoy seguro en un 99% de que es catalán. "galetaire" (alias en GitHub) = "el que hace galletas" en catalán. Además anduvo registrando "catalanhousinggaletaire" en Handshake (https://www.namebase.io/domains/catalanhousinggaletaire) el que tiene ahora es simplemente "galetaire" (http://hi.galetaire).
https://twitter.com/Galetaire/status/1403608608730984449Galetaire/ on TwitterWebJun 12, 2021 · “El nombre de compravendes ja s'ha normalitzat a #Catalunya. I du tot el 2021 a nivells precovid, deixant enrere la caiguda del confinament. Després de l'estiu és previsible que s'acabin els ERTOs, veurem quin és l'impacte dins l'economia. #immobles #inmobiliaria”
https://twitter.com/Galetaire/status/1482008033274257411Galetaire/ on Twitter: "Això implica que s'està comprant més que …WebAixò implica que s'està comprant més que mai sense necessitat de finançament, a "toca-teja". Tot i que si hi ha molt de comprador estranger, també hi deu haver molt de finançament procedent de l'estranger.
Galetaire/ on Twitter: "Això implica que s'està comprant més que …WebAixò implica que s'està comprant més que mai sense necessitat de finançament, a "toca-teja". Tot i que si hi ha molt de comprador estranger, també hi deu haver molt de finançament procedent de l'estranger.
Un dia com avui de fa dos anys estava a les primeres setmanes d'un màster d'economia que vaig decidir fer sense un objectiu clar, simplement per aprendre una mica d'economia.
https://www.ft.com/content/fa086de5-dc67-4548-b0bb-68ea9b14a68dCitarHousing remains America’s biggest supply chain problemUnwittingly exacerbated by the Fed, this inflation story isn’t going anywhereThe US economy has done far better over the past few years than many would have expected, particularly given the multiple headwinds from the pandemic, US-China decoupling, the war in Ukraine and general political chaos in Washington.The country has enjoyed an almost immaculate economic cooling, along with a still-robust jobs market and good overall gross domestic product growth. Particularly when compared with other countries, the US economy looks as good as it could be right now. However, there is one conspicuous fly in the ointment — housing.You can see it in last week’s consumer price index numbers, which showed inflation to be a bit higher than was forecast. The main culprit, aside from ever-volatile food and oil prices, was housing. The shelter index portion of the CPI was up 7.2 per cent over the past year, accounting for more than 70 per cent of the total increase in all items, aside from food and fuel.The inflation numbers raise the prospect of another Federal Reserve interest rate increase in the future, at a time when Wall Street was betting that hikes were over.But would that be the best policy solution for the housing problem in the US? There’s a strong argument to be made that the answer is no.For some time now, the core inflation story in America has been all about housing.Unlike other markets, including the UK, where prices have dropped 13.4 per cent in real terms from their March 2022 peak, the American housing market is not cooling, despite multiple interest rate hikes.Indeed, you can argue that rate rises have made things worse in housing markets. How is this to be explained? Start with the fundamental problem, which is too little housing supply relative to demand in the US. The country’s housing production hasn’t kept pace with household formation since the Great Financial Crisis of 2008, when the number of housing unit starts dropped off a cliff. Since then, demand has far outpaced supply, leaving the US millions of units short of what its population needs. Part of this is about nimbyism, meaning the “not in my backyard” approach to housing policy at a local level. While plenty of Americans in big cities such as New York, Los Angeles or San Francisco would agree that there’s a need for more affordable housing, and indeed more housing in general, few prosperous homeowners (or even renters) would vote to locate such a project near them.Studies have found that city politics around zoning tends to favour the opponents of plans rather than the developers. This is a key reason that housing remains constrained.This problem is being further fuelled by an influx of migrants to sanctuary cities in the US, where shelter is in theory guaranteed but in practice is not available. There are also lingering issues with inflation on materials and labour since the pandemic. These have either deterred new home construction or simply made it unaffordable. Housing is, in many ways, America’s last remaining supply chain problem. Fuel prices are up, as well, though that issue will eventually be resolved as US wells pump more and Opec adjusts supply. But the problem of housing inflation, which has been unwittingly exacerbated by the Fed, won’t go away any time soon. The home price/mortgage rate arbitrage is working against homeowner mobility.The current 30-year fixed mortgage rate in the US is around 8 per cent. That’s up from under 3 per cent in 2021. Meanwhile, the median house price is up 29 per cent, from $322,000 in 2020 to $416,000 today. Add to this the fact that many homeowners locked in very, very low rates over the past few years. Unless you are about to see your rate reset, it’s extremely hard to justify moving.My husband and I, for example, have a variable rate of 2.875 per cent that won’t be reset till 2031. With my second child about to leave for college next year, I would love to downsize from the family home and move in to something smaller. But the combination of a still frothy housing market, coupled with high mortgage rates and the overall tax burden associated with home sales in places such as New York, means that it doesn’t make financial sense for us to leave — we would pay more for much less.This is the dynamic that is keeping prices high, even in the face of higher rates. And it’s a recipe for continued inflation, particularly if rates continue to rise.Some economists are now calling on the Fed to rethink its traditional approach based on this confluence of factors. “I have moved from scratching my head, to being annoyed, to frankly being livid at central banker devotion to cyclical models that simply don’t apply to the post-pandemic era,” says Dan Alpert, managing partner of Westwood Capital. Alpert is a professor at Cornell Law School who has long advocated that the Fed should think more creatively about housing market inflation when considering new rate rises.If the current paradigm of high prices, high rates and insufficient supply continues, something will have to give. We may not see a major housing market correction in the US soon, given how many people are locked into low rates, but unless a lot more homes are built in the next few years, it will be very difficult to manage America’s housing affordability crisis.
Housing remains America’s biggest supply chain problemUnwittingly exacerbated by the Fed, this inflation story isn’t going anywhereThe US economy has done far better over the past few years than many would have expected, particularly given the multiple headwinds from the pandemic, US-China decoupling, the war in Ukraine and general political chaos in Washington.The country has enjoyed an almost immaculate economic cooling, along with a still-robust jobs market and good overall gross domestic product growth. Particularly when compared with other countries, the US economy looks as good as it could be right now. However, there is one conspicuous fly in the ointment — housing.You can see it in last week’s consumer price index numbers, which showed inflation to be a bit higher than was forecast. The main culprit, aside from ever-volatile food and oil prices, was housing. The shelter index portion of the CPI was up 7.2 per cent over the past year, accounting for more than 70 per cent of the total increase in all items, aside from food and fuel.The inflation numbers raise the prospect of another Federal Reserve interest rate increase in the future, at a time when Wall Street was betting that hikes were over.But would that be the best policy solution for the housing problem in the US? There’s a strong argument to be made that the answer is no.For some time now, the core inflation story in America has been all about housing.Unlike other markets, including the UK, where prices have dropped 13.4 per cent in real terms from their March 2022 peak, the American housing market is not cooling, despite multiple interest rate hikes.Indeed, you can argue that rate rises have made things worse in housing markets. How is this to be explained? Start with the fundamental problem, which is too little housing supply relative to demand in the US. The country’s housing production hasn’t kept pace with household formation since the Great Financial Crisis of 2008, when the number of housing unit starts dropped off a cliff. Since then, demand has far outpaced supply, leaving the US millions of units short of what its population needs. Part of this is about nimbyism, meaning the “not in my backyard” approach to housing policy at a local level. While plenty of Americans in big cities such as New York, Los Angeles or San Francisco would agree that there’s a need for more affordable housing, and indeed more housing in general, few prosperous homeowners (or even renters) would vote to locate such a project near them.Studies have found that city politics around zoning tends to favour the opponents of plans rather than the developers. This is a key reason that housing remains constrained.This problem is being further fuelled by an influx of migrants to sanctuary cities in the US, where shelter is in theory guaranteed but in practice is not available. There are also lingering issues with inflation on materials and labour since the pandemic. These have either deterred new home construction or simply made it unaffordable. Housing is, in many ways, America’s last remaining supply chain problem. Fuel prices are up, as well, though that issue will eventually be resolved as US wells pump more and Opec adjusts supply. But the problem of housing inflation, which has been unwittingly exacerbated by the Fed, won’t go away any time soon. The home price/mortgage rate arbitrage is working against homeowner mobility.The current 30-year fixed mortgage rate in the US is around 8 per cent. That’s up from under 3 per cent in 2021. Meanwhile, the median house price is up 29 per cent, from $322,000 in 2020 to $416,000 today. Add to this the fact that many homeowners locked in very, very low rates over the past few years. Unless you are about to see your rate reset, it’s extremely hard to justify moving.My husband and I, for example, have a variable rate of 2.875 per cent that won’t be reset till 2031. With my second child about to leave for college next year, I would love to downsize from the family home and move in to something smaller. But the combination of a still frothy housing market, coupled with high mortgage rates and the overall tax burden associated with home sales in places such as New York, means that it doesn’t make financial sense for us to leave — we would pay more for much less.This is the dynamic that is keeping prices high, even in the face of higher rates. And it’s a recipe for continued inflation, particularly if rates continue to rise.Some economists are now calling on the Fed to rethink its traditional approach based on this confluence of factors. “I have moved from scratching my head, to being annoyed, to frankly being livid at central banker devotion to cyclical models that simply don’t apply to the post-pandemic era,” says Dan Alpert, managing partner of Westwood Capital. Alpert is a professor at Cornell Law School who has long advocated that the Fed should think more creatively about housing market inflation when considering new rate rises.If the current paradigm of high prices, high rates and insufficient supply continues, something will have to give. We may not see a major housing market correction in the US soon, given how many people are locked into low rates, but unless a lot more homes are built in the next few years, it will be very difficult to manage America’s housing affordability crisis.
Estoy encantado con la visibilidad que se le está dando al problema de la demografía. A más de uno se le van a cruzar los cables.. hasta antes de ayer teníamos artículos con el mensaje más o menos velado de que somos muchos y sobra gente y por eso hay que comer bichos, y hoy nos dicen que no somos bastantes para trabajar.Los inmigrantes no sólo no vienen a aliviar el problema sino que añaden más peso a la losa de los pagos (o se les acomoda y se les subvenciona de alguna manera, o tenemos a miles infraviviendo en las calles, creando un problema mayor aún de inseguridad). El intento del truco de la inmigración ha tenido como resultado intentar apagar el fuego con gasolina.No se si comenté hace poco el caso de una persona de mi grupo de amistades. Pareja compra casa en el norte de Londres con su hipotecón de cientos de miles a sus espaldas. A ella, trabajadora en servicios de emergencia, le ofrecen una promoción bastante interesante que tiene que rechazar porque el nuevo puesto de trabajo es al sur de Londres. Ahora mismo tarda en llegar al trabajo una hora y cuarto. Si acepta la promoción, tardaría en llegar más de dos horas (más otras dos de vuelta). Y eso los días que trabaja de día, los que le toque de noche no hay transporte público (tendría que coger coche, con el consiguiente aumento de gasto).La semana pasada me cruzo con un compañero que hace dos años se compró un piso de obra nueva al sur de Londres (35 minutos hasta nuestra oficina). Mismo caso, le ofrecen una promoción que implica traslado a la oficina del norte de Londres. Ahora tarda hora y cuarto y está hasta la coronilla. Este por lo menos puede teletrabajar 2 ó 3 días a la semana.No sólo es la asequibilidad de la vivienda, que se ha vuelto imposible, es que hemos pasado de un mundo en el que una vez que se tenía experiencia un empleado tenía un trabajo de por vida a uno en el que de media, un trabajador tiene 12 trabajos diferentes (y ese número sigue creciendo)* Haces el mayor esfuerzo financiero de tu vida y con las llaves del piso te dan (aunque no lo veas) un techo de cristal y de paso le das tu alma a tu empleador (no vayas a quedarte en paro y encima de embargado tengas que irte a la otra punta a buscar trabajo).Normal que los milennials sean tan contestatarios y no aguanten ni una. Es que las generaciones anteriores no tenían más narices que aguantar para no quedarse en paro. Al milennial le da igual: no tiene hipoteca, no tiene hijos, no tiene ni la letra del coche. No tienen nada (ni son felices.. de hecho el consumo de antidepresivos en España está en cifras alarmantes)**No me cabe la menor duda de que en el futuro se estudiará esta epoca como el cenit de la avaricia y uno de los mayores episodios de la estupidez humana. * https://www.zippia.com/advice/average-number-jobs-in-lifetime/#:~:text=The%20average%20person%20has%2012,hold%20an%20average%20of%2012.1.** https://www.elespanol.com/ciencia/salud/20230810/imparable-escalada-antidepresivos-espana-consumo-crece-anos/785421760_0.html
Estoy encantado con la visibilidad que se le está dando al problema de la demografía. A más de uno se le van a cruzar los cables.. hasta antes de ayer teníamos artículos con el mensaje más o menos velado de que somos muchos y sobra gente y por eso hay que comer bichos, y hoy nos dicen que no somos bastantes para trabajar.
@rightmoveAsking prices have risen by 0.5%: the smallest October increase in 15 years. With buyers waiting for the right property at the right price, estate agents describe the market as the most price-sensitive ever. Take a look at what's happening in your local area.
@housepricecrashInitial asking prices (I.A.P) have not budged. Properties come to market and then a huge number are reduced in price. That reduction is not captured in any data. So the 'true' picture isn't public. Add in lagging sold prices and this further muddies the water.
El Gobierno fracasa en su intento de formar parados con fondos UE para cubrir las vacantes en España* Es uno de los objetivos del Plan de Recuperación al que están asociados los fondos UE. Ha cambiado las reglas para que las empresas no estén obligadas a contratarlos y se pueda formar también a ocupadosBeatriz Triguero - 16/10/2023 Se calcula que en España faltan más de 140.000 trabajadores. El problema de las vacantes, del que han alertado los propios empresarios, se ha agravado en los últimos años y está presente en el Plan de Recuperación que España firmó con la Comisión Europea en 2021 para recibir los fondos europeos Next Generation EU.En el plan original, el Gobierno se comprometió a formar a 825.000 personas en transformación digital, verde y productiva antes del cuarto trimestre de 2025. Una promesa que, tras varias convocatorias lanzadas desde el pasado año, el Ejecutivo se veía incapaz de cumplir; al menos en las condiciones iniciales.Planteó el apoyo a la cobertura de vacantes en sectores estratégicos de interés nacional mediante la financiación de acciones formativas, pero siempre y cuando incluyesen un "compromiso de contratación". En este sentido, focalizó esa formación en las casi tres millones de personas desempleadas que figuran como demandantes de empleo en el Servicio Público de Empleo Estatal (SEPE).Sin embargo, el pasado mes de junio el Gobierno envió a Bruselas un Plan de Recuperación reformulado, con medio centenar de hitos y objetivos que se retrasaban o se modificaban. Uno de ellos es ese compromiso de formación para parados en competencias para la transformación digital, verde y productiva.Ahora el Gobierno ha suavizado las reglas para que no sea obligatorio contratarlos después de recibir la formación y permite también que los ocupados accedan a estos cursos, tal y como apuntan la Fundación de Estudios de Economía Aplicada (Fedea) y Llorente y Cuenca (LLYC) en los análisis de la citada Adenda.La Comisión Europea explica en la documentación publicada que "España ha propuesto modificar la descripción del hito 344 para incorporar como grupo destinatario de las formaciones a los trabajadores ocupados, además de los desempleados. Esto responde a la insuficiente demanda de las empresas para formar a trabajadores desempleados. Para aumentar la demanda, las empresas ya no estarán obligadas a contratar a desempleados".El fin último del Ejecutivo con esta flexibilización de las condiciones para acceder a la formación en sectores estratégicos es que el objetivo se cumpla en tiempo y forma. De ello depende que España reciba íntegramente el noveno desembolso de fondos UE a fondo perdido, dotado con 5.000 millones de euros y previsto para el primer semestre de 2026.Becarios y otros cambiosEl Gobierno también ha modificado otros hitos relacionados con la formación y el empleo y vinculados a ese noveno pago. Es el caso de los programas de Empleo Joven, que financia las becas para prácticas a jóvenes de entre 16 y 29 años. El Gobierno ha ampliado el tipo de entidades públicas en las que se pueden realizar.Finalmente, retrasa el plazo para ejecutar otras dos inversiones vinculadas al empleo. Por un lado, retrasa un año, hasta el cuarto trimestre del año que viene, el despliegue de la Red de Centros Públicos de Orientación, Emprendimiento, Acompañamiento e Innovación para el Empleo. También aplaza un año y medio, hasta el segundo trimestre de 2025, la finalización de los proyectos de economía social.
Lo que va a costar romper el espinazo de esta gente.Citar@rightmoveAsking prices have risen by 0.5%: the smallest October increase in 15 years. With buyers waiting for the right property at the right price, estate agents describe the market as the most price-sensitive ever. Take a look at what's happening in your local area.El HPI de Rightmove se basa en precios de salida, sin contar reducciones posteriores del mismo anuncio. Beyond contempt.Citar@housepricecrashInitial asking prices (I.A.P) have not budged. Properties come to market and then a huge number are reduced in price. That reduction is not captured in any data. So the 'true' picture isn't public. Add in lagging sold prices and this further muddies the water.[Nota: los emoji rompen los mensajes al intentar postear]
Y mientras tanto en España:El 78 % de los consejeros delegados afirma que en tres años no habrá teletrabajohttps://www.eldebate.com/economia/20231015/78-consejeros-delegados-afirma-tres-n-no-habra-teletrabajo_146614.html
¿Tanto cobra un técnico sanitario? ¿Quién les da un millón de euros de hipoteca a un técnico sanitario y a una señora con un contrato “temporal” de cuatro años a la que ya se intentó cargar su propio partido?El departamento de riesgos ha debido considerar que los números salen relucientes.