PPCC: Pisitófilos Creditófagos. Primavera 2025

[Derby]

Usura pura y dura. Y debo incluir a los pequeños propietarios sin escrúpulos que, encontrando validación en los Bernardos de este mundo, se dedican a exprimir a los inquilinos.

https://www.cp24.com/local/toronto/2025/05/21/financial-landlords-driving-up-rent-prices-in-toronto-faster-than-other-types-of-landlords-study/

‘Financial landlords’ driving up rent prices in Toronto faster than other types of landlords: study


Condominiums are seen under construction in front of the skyline in Toronto, Ont., on Tuesday October 31, 2017. THE CANADIAN PRESS/Mark Blinch (Mark Blinch/THE CANADIAN PRESS)

A group known as “financial landlords” are driving up the cost of rental housing in the city, worsening affordability, according to a new study by researchers at the University of Waterloo.

Financial firms, including private equity, asset managers, and real estate investment trusts (REITs), have been snapping up rental housing stock in Toronto for decades and according to the study, these groups charge monthly rents that are 44 per cent higher than the average neighbourhood price in Canada’s largest city. This represents about $670 more on average per month, according to the researchers.

“Most people can’t afford the housing they are living in, and these firms are in part responsible for pushing that change,” Martine August, one of the authors of the study and professor of planning at the University of Waterloo’s Faculty of Environment, said in a news release.

“They are buying up buildings and turning them into investment products, raising the rents and making communities less affordable for people.”

The study notes that the premium being charged by financial landlords is “much higher” than other landlord types, which include “chain” and “chain managed” landlords, landlords who own multiple properties, single owners, and non-profits.

According to the study, “chain” and “chain managed” landlords charge about 30 per cent more than average neighbourhood rents, while owners of multiple properties charge a premium of about 15 per cent. Single owners charge a premium of 22 per cent and non-profits actually charge about one per cent less than average rents.

Financial landlords raised rents faster than any other landlord type and increased rents “more sharply” in areas predominantly housing low-income and racialized people, according to the study.

The study, which the authors say is the first of its kind, involved researchers developing a new dataset from “a range of sources” to evaluate rents in Toronto by property, landlord, and landlord type.

“Until now, no one had been able to prove that housing financialization was driving up rents,” a news release accompanying the study read.

“Financial firms are leading the industry in raising rents and worsening housing affordability. This matters because they continue to dominate in apartment ownership, acquiring almost all suites sold in Toronto in recent years. Our findings suggest that the more they own, the worse affordability will get.”

The researchers note that their findings back up recommendations from community advocates who want to “rein in financial firms.”

“The government has goals to improve housing affordability, but their programs give funding to organizations who eviscerate housing affordability,” August said.

“We don’t think that they should be accessing support from the Canada Mortgage and Housing Corporation or Canada’s National Housing Strategy.”

[asustadísimos]

[El popularcapitalismo está destruyendo el capitalismo, ja, ja, ja.]

[Mad Men]

Tenemos una entrada neta de unas 700.000 personas y además un aumento de los pisos turísticos . Es un caldo de cultivo genial para los ladrilleros de difícil solución salvo políticas activas contra la especulación. 


Saludos

[sudden and sharp]

Gamestop 0% Bonds went to almost 2 billion today.

As fo today the bonds Gamestop issued with a 0% interest (unheard of) are now trading at 132 % of their value.

So someone is willing to pay 198000000, yes almost 2 Billion (im sure by Monday we will reach and surpass that). To have the option to get shares of Gamestop or in a worag case scenario grt your money back by 2030 with a whopping 0% interest.

In my personal opinion, this proves what has been said all along, there is short hidden, synthetic, rehypothecated, whatever you wanna call it , bc no sane investor would take a deal lime this unless they cant buy shares in the open market .

Im curious as to what yall think about this?

As usual heres some rockets for extra hype.

YOLO

https://www.reddit.com/r/Superstonk/comments/1ktttrv/gamestop_0_bonds_went_to_almost_2_billion_today/

[conejo]

Capitalismo Ficción.—

La frase “El Capitalismo Ficción ha derrotado al Capitalismo Formal” encierra una crítica potente y resume la evolución del sistema capitalista en las últimas décadas.

1 - Significado general

"Capitalismo Formal": Representa el capitalismo tradicional, aquel basado en la producción material, el intercambio de bienes y servicios reales, la lógica del trabajo, la competencia, la empresa productiva, el riesgo invertido y las leyes del mercado más o menos reguladas.

"Capitalismo Ficción": Se refiere a un capitalismo dominado por activos financieros ficticios, especulación, deuda inflada, burbujas inmobiliarias y bursátiles, derivados financieros sin respaldo en la economía real, marketing vacío, promesas tecnológicas sin rentabilidad concreta, y narrativas más cercanas a la fe que a los fundamentos contables.

2 - Dimensiones del conflicto

Económica: La acumulación de capital ya no pasa por la producción de valor real (trabajo), sino por operaciones especulativas, algoritmos, deuda soberana, o promesas futuras. Lo ficticio genera más rentabilidad (en apariencia) que lo tangible.

Política: Los Estados terminan protegiendo más los mercados financieros que los tejidos productivos, priorizando el rescate bancario antes que el empleo o el acceso a la vivienda.

Cultural/Simbólica: La ficción domina la percepción: las marcas valen más que la utilidad, los unicornios tech valen miles de millones sin beneficios reales, y el éxito se mide en capital narrativo más que en eficiencia productiva.

3 - Implicaciones

Desconexión entre economía financiera y economía real: el valor se infla sin respaldo, mientras los salarios se estancan y los precios (como el de la vivienda) se disparan.

Inestabilidad estructural: el sistema se vuelve más frágil, sostenido por confianza y liquidez artificial, no por productividad o innovación real.

Crisis de legitimidad: sectores populares y clases medias ven cómo el sistema premia lo irreal, mientras lo formal (trabajo, esfuerzo, ahorro) pierde peso y sentido.

[asustadísimos]

[«Capitalismo Ficción», ¡órale!]

[asustadísimos]

[«Capital narrativo», ¡órale!]