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London first-time buyers undeterred by Covid and rising house pricesFirst-time buyers in London were largely undeterred by the coronavirus pandemic and rocketing prices last year, the latest research found.London’s first time buyer figured dipped six per cent in 2020 as the housing market was closed for months during the first national lockdown. However the slump was the lowest in the capital compared to the rest of the UK – despite London having the highest house prices in the country. In total, the number of first-time buyers across the UK slipped 13 per cent, with Northern Ireland, Wales and Scotland suffering the biggest drops of 23 per cent, 23 per cent and 21 per cent respectively.Transactions bounced back strongly in the second half of the year, rising from 121,000 in the first six months of 2020 to 183,607 in the remainder of 2020. The number of first-time buyers in the second half of 2020 was down just two per cent compared to the previous year’s levels, according to research published this morning by Halifax.However the number of first-time buyers as a proportion of all homes purchased with a mortgage remained stable across the UK at 50 per cent last year.Russell Galley, managing director at Halifax, said: “Despite the obvious challenges presented by soaring house prices, not least the need to raise an even bigger deposit, first-time buyers still accounted for half of all home purchases, a reassuring statistic given their overall importance to the market.“However, with the economic impact of the pandemic likely to be felt most keenly by the young and those in lower-paid jobs, the need to prioritise improved housing availability and affordability for all those looking to make that first step onto the property ladder becomes ever greater.”
UK first-time buyers need £11,000 larger deposits after COVID-19 property boom
Científicos australianos rechazan la vacuna de Oxford y AstrazenecaExpertos australianos desconfían de la vacuna de Oxford y Astrazeneca y piden al Gobierno paralizar el lanzamiento de este antídoto y comprar más dosis de Moderna y Pfizer
Ya lo comentamos por aquí, la única solución para que no se liase gordísima sería hacer como la vivienda, vender pozos a particulares, con sus diferentes calidades, incluso algunos en los que te puedas bañar. Conseguir hacer propietarios a un 70%, 80% de la población, financiar el proceso, y a raíz de ahí despegar, en dos o tres generaciones ya tenemos el chiringuito montado. Yo con mi pozo hago lo que me salga de los co...., y si no lo tapio.
¿Quiere decir que los QE son el chocolate del loro?Saludos
...CitarUK first-time buyers need £11,000 larger deposits after COVID-19 property boom
COVID-19 will cause twice as much homelessness as Great Recession, researchers sayUnemployed renters were spending virtually all of their unemployment insurance on housing costs before the latest stimulusA new study underscores the high stakes renters face as they want for government assistance amid the coronavirus pandemic.Over the next four years, the COVID-19-related recession is expected to cause chronic homelessness to increase some 49% nationwide, according to new research from the Economic Roundtable, a non-profit urban research organization based in California. The homelessness crisis is expected to peak in 2023, researchers found, with an additional 603,000 working-age adults without a place of their own to sleep.“Disconnection from work is a degenerative dynamic — less work, less earnings, less stable living conditions, and further disconnection from work,” the researchers wrote. “It is not total job loss, but rather loss at the margins of the labor market that is the primary cause of economically-driven homelessness.”The situation will be even worse in California, which was already the epicenter for the country’s homelessness problem before the pandemic. Chronic homelessness is expected to increase 68% in the Golden State, with an additional 131,400 homeless adults. Of these people, over a third will be located in Los Angeles County alone.To produce these figures, Economic Roundtable looked back at what occurred following the 2008 recession. During that time period, roughly 10% of people who lost their jobs in Los Angeles subsequently experienced homelessness.Not all of these people were living on the streets. Researchers also included people who couch-surfed or lived in shelters. Indeed, the researchers estimate that the vast majority of people who become homeless as a result of the pandemic recession will couch surf to get by.An additional 603,000 adults will be homeless by 2023 because of the pandemic, researchers estimateThe nature of the current unemployment situation led researchers to determine that the resulting homelessness crisis will be much worse. The Americans at the greatest risk of homelessness are those who earn less than the poverty threshold — including people who work part-time or have low-wage jobs. Many of these workers are concentrated in industries that were hit especially hard by the pandemic, including restaurants, entertainment and tourism.The recently-passed stimulus package will help many low-income households keep a roof over their heads, thanks largely to the increase in federal unemployment insurance. A separate study from Zillow estimates that more than 3 million renters who were employed last March were still without a job in November.With just the money they receive from state unemployment insurance, these renters were spending roughly 81% of their unemployment checks on rent on average. But with the extra $300 in weekly payments, that figure goes down to 43%.“This analysis shows how much even relatively modest amounts of financial assistance can mean to struggling renters,” said Chris Glynn, senior economist at Zillow ZG, -0.36%. “Even though supplemental assistance has resumed, there are financial wounds to heal from the three-month period when some renters were sending more than 80% of their unemployment benefits out the door on the first of the month.”The stimulus package also included money for emergency rental assistance. On Monday, the Treasury Department published how it would allocate the $25 billion that was set aside in the stimulus package for rental aid. Those funds will be distributed by state officials to local organizations, who will then pass the money onto eligible renters.Housing experts have warned that the national eviction moratorium, which the stimulus package extended through the end of January, will need to be extended to give time for those funds to reach the households that need them. But even with the moratorium in place, thousands of people across the country have been evicted over the course of the coronavirus crisis, due to lax implementation of the moratorium at the local level.
[...] P.S a Sudden Lo del Brexit es tremendo. Vamos a morir todos. Oh, waitLa UE presiona a los laboratorios ante los retrasos de la vacunaEuropa solo ha inyectado dosis al 2% de la población; el Reino Unido, al 10% https://elpais.com/sociedad/2021-01-24/europa-presiona-a-los-laboratorios-ante-la-lentitud-en-la-vacunacion.htmlMientras que en el Reino Unido se han administrado 10 dosis por cada 100 habitantes y en Estados Unidos cerca de 6 inyecciones por cada 100 habitantes, en la Unión Europea no llegan a dos por cada 100 habitantes, según cálculos de este diario a partir de datos de la página en línea Covid Visualizer (si bien empezaron tres y dos semanas antes que en la UE, respectivamente).
La DERIVA CRIPTOGRÁFICA de Sudden&Sharp en los últimos meses me tiene loco.Donde ya era difícil seguir al maestro...