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Cita de: saturno en Enero 02, 2023, 01:10:22 am. Aunque me parece que en España hay una especie de censura. Sospecho que deben haberse producido encontronazos. Yéndome al wiki v/ES, está francamente expurgado y es... chocante. Creo que hasta incorrecto, porque a base de expurgar, lo que se entiende es lo contrario de lo que lees en la v/EN o v/FR, Lo cual es chocante si consideras la filosofía de Wikipeddia. A menos que la Wikipedia v/ES esté efectivamente "tomada" como instrumento de propaganda.https://es.wikipedia.org/wiki/Robert_SarahSi pueden lean la v/FR o la v/EN. Esta última también algo polemista, pero al menos más centrada. La v/FR parece que desvaría menos, pero supongo que será porque Sarah hizo sus primeros estudios en Francia y sus libros los trabaja con un francés. Es decir, la Wiki o las entrevistas de periódicos galos (hay muchas en YT) beben a la fuente de primera mano, mientras que referencias en otros idiomas lo hacen probablement a través de fuentes deformadas de segunda mano.¿Que la Wikipedia/ES está ideológicamente colonizada?? (click to show/hide)¡Qué escándalo! ¡he descubierto que aquí se juega!(Yo, por defecto, acudo a la Wiki/ENG...)Sds
. Aunque me parece que en España hay una especie de censura. Sospecho que deben haberse producido encontronazos. Yéndome al wiki v/ES, está francamente expurgado y es... chocante. Creo que hasta incorrecto, porque a base de expurgar, lo que se entiende es lo contrario de lo que lees en la v/EN o v/FR, Lo cual es chocante si consideras la filosofía de Wikipeddia. A menos que la Wikipedia v/ES esté efectivamente "tomada" como instrumento de propaganda.https://es.wikipedia.org/wiki/Robert_SarahSi pueden lean la v/FR o la v/EN. Esta última también algo polemista, pero al menos más centrada. La v/FR parece que desvaría menos, pero supongo que será porque Sarah hizo sus primeros estudios en Francia y sus libros los trabaja con un francés. Es decir, la Wiki o las entrevistas de periódicos galos (hay muchas en YT) beben a la fuente de primera mano, mientras que referencias en otros idiomas lo hacen probablement a través de fuentes deformadas de segunda mano.
‘Why I’m emigrating from zero-growth Britain’High taxes and inflation are pushing more and more young professionals to move overseas – and not look backAs a gloomy 2023 dawns in high-tax, mega-inflationary, low-growth Britain, here’s a seductive thought: why not go and work abroad for a while?Andrew Holgate, 46, from Cheshire, is about to do just that. Holgate, a banker and management accountant, is launching his second start-up in 10 years. This time, he’s planning to move his business – as well as his wife and 13-year-old daughter – to Dubai.“The UK is no longer a competitive environment,” he says. “There’s just no point in working extra hard as the Government is going to take it all off you. The implications of tax rises are that there is less cash to go back into your business and fewer opportunities to enjoy the fruits of your labour.”In Dubai, says Holgate, he would pay zero corporation tax and have more to put back in the business, as well as pay himself a higher salary. Holgate is one of a growing number of talented professionals packing their bags and seeking opportunities overseas. Which is leading experts to wonder: are we on the edge of a second “brain drain”, last seen in the 1970s?The egress started in the Brexit years – more than 350,000 UK citizens have since applied for other EU passports since the referendum. Then came the pandemic, which forced companies in many sectors to embrace remote working. According to research firm IDC, more than 40 per cent of the global workforce – at least 1.5 billion people – is “location independent”.And now comes the cost of living crisis. Granted, the political and economic situations are not entirely analogous – the current top rate of tax is 45 per cent whereas back in the 1970s it was 83 per cent, and inflation is currently at 11.6 per cent whereas in 1975 it was 24.3 per cent – but the widespread sense of economic worry resonates now as it did then.“There’s a tang of the 1970s, certainly, when inflation was raging, there were strikes, the threat of power cuts everywhere, a vacillating government, and the UK was seen as the ‘sick man of Europe’,” says Dr Eamonn Butler, director of the Adam Smith Institute. Butler himself left the UK for America in the “brain drain” of the 1970s, when almost 500,000 smart and ambitious people headed off, mainly to the US and Australia.While there are no official figures (yet) about the number of economic refuseniks, experts suggest the trend is repeating: or could even be more pronounced. “The bureaucracy is bigger and the government spending supertanker is even heavier and harder to turn than it was in the 1970s,” says Butler. “Businesses are also more mobile, so coaxing them back requires an even greater ambition to restore incentives.”The cost of living crisis is also pushing workers out, too. Cybersecurity consultant James Bore, 39, and his 35-year-old freelance translator partner intend to spend much of next year country-hopping across Europe, swapping their London home for a variety of destinations. They plan to settle in either Germany or Estonia with a Digital Nomad Visa (DNV), which allows holders with online businesses to work abroad without needing full residency.For a given standard of living, a monthly outlay of £1,000 here costs £734 in Germany and only £565 in Estonia. Other potential destinations, such as France and Portugal, also work out cheaper at £756 and £542 respectively. “Our fixed-rate mortgage expires in 2024, and when that comes round we’ll decide whether to remortgage and rent the place out, or sell and release some capital,” he says.Younger people, it seems, are also voting with their feet. American universities are increasingly popular for high-achieving school leavers, especially in the private sector: in some schools they account for a fifth of successful university applicants, approaching or even outpacing the numbers going to Oxbridge. Barnaby Lenon is a former headmaster of Harrow who chairs the Independent Schools Council. “A high proportion of the brightest children will never come back,” he says. “They will get a good job in America, start a relationship, and stay there.”Whatever the true extent of the problem, there are fears that it may worsen. “The better jobs for graduates just seem to be outside of the UK at the moment, and they’re already being hit by high tuition fees,” says Holgate. “In financial services, technology and IT, the hub isn’t the UK – other areas are coming to prominence and heads will be turned. You might get £100,000 as a starting salary at a magic circle law firm, but now the Government is going to tax that quite heavily. Elsewhere, you could earn the same amount but pay less tax.”Bore is uncertain about the permanence of his decision, saying that the state of the UK political landscape and economy will ultimately dictate his future home.“Our feelings aren’t so much that we are leaving this country, but that this country has left us,” he says.
Institutional homebuyer Yieldstreet slashes buying levels by 90% as it awaits a sharper home price correctionThe ongoing housing market downturn has seen everyone from mom-and-pop landlords to Blackstone-owned Home Partners of America pull back on their plans to acquire more homes.It makes sense. On the way up, the Pandemic Housing Boom—which saw rents and home prices soar—was amazing for everyone from Airbnb hosts to home flippers to institutional buyers on Wall Street. However, last year's historic mortgage rate shock has seen the national market flip from inflation mode to deflation mode. The fear of further price declines underpins many investors' decision to remain on the sidelines."From December onwards, the expectation from my side is we'll have another 10% to 15% decline [in home prices] nationally," Tejas Joshi, director of single-family residential at Yieldstreet, tells Fortune.Yieldstreet, which owns over 600 U.S. homes, has put their money where their mouth is. In the second half of 2022, Joshi says Yieldstreet reduced its homebuying levels by more than 90% in the face of falling home prices."We're pretty much on pause across all [home buying] strategies," Joshi tells Fortune.Through November, the Case-Shiller National Home Price Index has U.S. home prices down 2.4% from the June 2022 peak. However, Joshi says the lagged Case-Shiller reading is underreporting the actual decline. In his view, once his forecast of an additional 10% to 15% home price correction comes to fruition, U.S. home prices in the second or third quarter of 2023 will be about 20% below their 2022 peak."Obviously, some markets will be less impacted. Markets that'll be more impacted are the ones where you have a lot of inventory of new homes, like Phoenix, Las Vegas, Dallas and Boise. These are markets with a lot of construction, with a lot of new homes ... Those are the markets that'll be the leader in terms of how much home prices decline. There will be some markets in the Northeast, which haven't had a lot of new construction, where home prices are expected to fare better in terms of declines," Joshi says.Unless a home seller is going through a major life event like a divorce or a job relocation, they're usually resistant to selling below previous market highs. However, it's a different story for homebuilders: They lose money for each additional day a completed home sits on their balance sheet. That's why markets with lots of new construction, Joshi says, will be most prone to home prices declines in 2023.Homebuilders continuing to unwind their historic pipeline of unfinished homes should continue to depress new home prices through the first half of 2023, Zonda chief economist Ali Wolf tells Fortune. Knowing this, some sidelined institutional investors are already trying to sweet-talk builders into giving them sweetheart deals. While some builders, like Lennar, are actively shopping unsold homes to big-time investors.“What’s an interesting dynamic with the institutional investors is a lot of them have been sitting on the sidelines waiting for that moment to strike … [they’re thinking] ‘Hey, I want to buy these homes from you [the builder], but I want to have a discount to do so.'” Ali Wolf tells Fortune. These institutional investors don’t just want markdowns in the 10% ballpark, they’re hoping for “20% and 30%” price cuts, says Wolf.As home prices begin to bottom, Joshi says Yieldstreet will slowly ramp homebuying levels up."Personally, I think [home prices will bottom in] the second quarter or third quarter in 2023," Joshi says. "At that point [when mortgage rates come back down closer to 5%] you'll see some demand come back, and that'll basically set a floor for how far home prices can fall."Most real estate research firms, including Zonda and John Burns Real Estate Consulting, believe home prices will continue to fall in 2023. However, some firms like CoreLogic and Realtor.com, think home price declines are already behind us.
France’s Macron Says 2023 Will Be Year of Pension System Reform*France can avoid power cuts if consumption reduced, he says*Macron, Scholz pledge continued Ukraine support in speechesFrench President Emmanuel Macron pledged to push ahead next year with an unpopular overhaul of the country’s pension system that will effectively force people to work longer.The new rules on retirement will apply from the end of the summer, he said during a New Year’s address to the nation in which he urged citizens to remain unified and not give in to division.“This year will indeed be that of a pension reform that aims to guarantee the equilibrium of our system in the years and decades to come,” he said on Saturday. “We have to work more.”Macron will likely face a difficult start to 2023 as he seeks to drive forward his plan, which includes raising the minimum age to collect government benefits to 65 from 62. It’s provoked outrage even among more moderate trade unions.Details of the overhaul are due to be unveiled Jan. 10, and all major worker and student groups have warned of demonstrations and strikes to protest the move.Power PricesThe French people will also be less shielded from the energy crisis as of Jan. 1, when electricity and gas prices will be able to rise as much as 15%. The government plans more targeted support for more modest households, with one-time checks of €100 ($107) or €200.Overall inflation remained lower in France than among its European neighbors this year after Macron was quick to cap power costs at the end of 2021, several months ahead of presidential elections last April. Economists predict consumer prices rose 7.2% in December, compared with close to 10% in the euro zone.French statistics agency Insee predicts that the country will narrowly avoid a recession, meanwhile, with growth of 0.1% in the first quarter after a 0.2% contraction in this one.Macron said that if people continue to reduce their electricity consumption and more nuclear reactors are brought back into service after halts for maintenance, France should be able to get through the winter without power cuts despite the energy crisis exacerbated by Vladimir Putin’s invasion of Ukraine.German Chancellor Olaf Scholz urged citizens in his New Year’s address to continue their energy-saving drive and said his country’s new floating liquefied natural gas terminals will make Europe independent of Russian gas for the long term.The French and German leaders also reiterated their support for the Ukrainians in the war with Russia.
...tiene su epicentro en las cloacas inmobiliarias de la angloesfera...
MONCLOA PIDE HABILITAR ENERO EN EL CONGRESOEl Gobierno y sus socios ultiman la ley de Vivienda con un pacto sobre los alquileresEl último escollo es que la regulación afecte a todos los nuevos contratosIntensas Navidades para cerrar la primera ley de Vivienda estatal. El Gobierno mantiene intensos contactos con sus socios parlamentarios para limar los últimos aspectos y aprobar la norma en el Congreso “lo antes posible”. En este momento el acuerdo está “cercano”, admiten fuentes de PSOE, Unidas Podemos, ERC y EH Bildu, aunque siguen sin ponerse de acuerdo en el que ha sido el principal problema desde prácticamente el inicio de la legislatura, la regulación de todos los alquileres.La doble vía para rebajar el precio de los arrendamientos prevista en el decreto antiinflación aprobado el 27-D –limitar al 2% las subidas y la nueva prórroga automática de los contratos en vigor– ha azuzado las negociaciones. El acuerdo en el seno del Gobierno para que comunidades autónomas y ayuntamientos puedan fijar zonas de mercado tensionado e intervenir los alquileres sigue vigente, indican los negociadores. En el caso de pequeños propietarios, los precios se congelarían; y en el caso de grandes tenedores, a partir de diez propiedades, se podrían rebajar hasta un índice de referencia. Las bonificaciones en el IRPF , que pueden llegar al 90% para los dueños más modestos por rebajas de precios voluntarias, se mantendrán.Los desahucios de familias vulnerables sin alternativa habitacional estarán prohibidosEl principal punto de discusión en este momento pasa por ampliar la intervención a los nuevos contratos de alquiler, informan fuentes conocedoras de los contactos. ERC y EH Bildu, con el apoyo de UP, están presionando para incorporar este cambio, ya que argumentan que los propietarios podrían aprovechar que no todos los alquileres están regulados para retirar del mercado una vivienda y, a continuación, incorporarla con una subida de precio. Hay alguna opción para que dicha regulación en los nuevos contratos afecte solo a grandes tenedores de vivienda, pero los socios del Ejecutivo presionan para que la medida incluya a los pequeños.Fuentes socialistas explican que se están barajando “diferentes fórmulas” para intentar llegar a un acuerdo que satisfaga a todos los grupos de las negociaciones. Remarcan que el pacto se encuentra a la vista pero que aún queda camino por recorrer. Una opción sobre la mesa pasa por fijar una compensación económica pública a propietarios obligados a bajar sus alquileres, una medida ya introducida durante la pandemia en caso de suspensión de desahucios. Buscan evitar demandas, especialmente de la patronal Asval, liderada por el exministro y exalcalde de Barcelona Joan Clos.Donde la negociación se encuentra prácticamente cerrada es en prohibir cualquier desahucio sin alternativa habitacional que afecte a una familia en situación de vulnerabilidad. El principal partido del Gobierno también acepta una reducción de la vacatio legis de la ley de Vivienda desde los 18 meses fijados a día de hoy.Los negociadores esperan alumbrar este enero uno de los acuerdos más esperados de la legislatura en materia económica. Para ello, Presidencia ha solicitado al Congreso poder celebrar las comisiones de Transportes y Justicia durante este mes, que es inhábil en la Cámara Baja, y llevar a pleno una ley comprometida en el acuerdo de coalición.